History of rates for the past 20 years
We have compiled a list of what the rates have done for the past 20 years. You can see the fluctuation in the rates throughout the years. It is not possible to predict what the rates will be in the long term, but it is possible to look at various indicators to help determine what they may do in the short term. Even with these indicators, it is not possible to predict which way the rates will go with 100% accuracy. However, if you would like to speak with someone who studies the rates on a daily basis and analyzes the indicators, you may call 800-930-9201.
Today's Mortgage Rates
| Date |
Average 30 yr fixed interest rate |
| 1/2/1985 |
12.75 |
| 2/1/1985 |
12.55 |
| 3/4/1985 |
13.15 |
| 4/1/1985 |
12.85 |
| 5/1/1985 |
12.55 |
| 6/3/1985 |
11.625 |
| 7/1/1985 |
11.45 |
| 8/1/1985 |
11.8 |
| 9/3/1985 |
11.7 |
| 10/1/1985 |
11.65 |
| 11/1/1985 |
11.35 |
| 12/2/1985 |
10.95 |
| 1/2/1986 |
10.125 |
| 2/3/1986 |
10.3 |
| 3/3/1986 |
9.7 |
| 4/1/1986 |
9.35 |
| 5/1/1986 |
9.35 |
| 6/2/1986 |
10.325
|
| 7/1/1986 |
9.95 |
| 8/1/1986 |
9.75 |
| 9/3/1986 |
9.35 |
| 10/1/1986 |
9.6 |
| 11/3/1986 |
9.35 |
| 12/1/1986 |
9.07 |
| 1/2/1987 |
9.12 |
| 2/2/1987 |
8.86 |
| 3/2/1987 |
8.8 |
| 4/1/1987 |
9.1 |
| 5/1/1987 |
10.1 |
| 6/1/1987 |
10.2 |
| 7/1/1987 |
9.98 |
| 8/3/1987 |
10.12 |
| 9/1/1987 |
10.3 |
| 10/1/1987 |
11.12 |
| 11/2/1987 |
10.65 |
| 12/1/1987 |
10.5 |
| 1/4/1988 |
10.3 |
| 2/1/1988 |
9.75 |
| 3/1/1988 |
9.7 |
| 4/1/1988 |
10.08 |
| 5/2/1988 |
10.35 |
| 6/1/1988 |
10.49 |
| 7/1/1988 |
10.15 |
| 8/1/1988 |
10.41 |
| 9/1/1988 |
10.54 |
| 10/3/1988 |
10.18 |
| 11/1/1988 |
9.88 |
| 12/1/1988 |
10.31 |
| 1/3/1989 |
10.81 |
| 2/1/1989 |
10.5 |
| 3/1/1989 |
10.84 |
| 4/3/1989 |
11.08 |
| 5/1/1989 |
10.9 |
| 6/1/1989 |
10.37 |
| 7/3/1989 |
9.94 |
| 8/1/1989 |
9.5 |
| 9/1/1989 |
10.15 |
| 10/2/1989 |
10.12 |
| 11/1/1989 |
9.8 |
| 12/1/1989 |
9.74 |
| 1/2/1990 |
9.84 |
| 2/1/1990 |
10.14 |
| 3/1/1990 |
10.23 |
| 4/2/1990 |
10.24 |
| 5/1/1990 |
10.66 |
| 6/1/1990 |
10.03 |
| 7/2/1990 |
9.99 |
| 8/1/1990 |
9.75 |
| 9/4/1990 |
10.17 |
| 10/1/1990 |
10.08 |
| 11/1/1990 |
10.01 |
| 12/3/1990 |
9.78 |
| 1/2/1991 |
9.54 |
| 2/1/1991 |
9.37 |
| 3/1/1991 |
9.56 |
| 4/1/1991 |
9.44 |
| 5/1/1991 |
9.39 |
| 6/3/1991 |
9.41 |
| 7/1/1991 |
9.54 |
| 8/1/1991 |
9.36 |
| 9/3/1991 |
9.06 |
| 10/1/1991 |
8.71 |
| 11/1/1991 |
8.54 |
| 12/2/1991 |
8.53 |
| 1/2/1992 |
7.99 |
| 2/3/1992 |
8.65 |
| 3/2/1992 |
8.55 |
| 4/1/1992 |
8.86 |
| 5/1/1992 |
8.73 |
| 6/1/1992 |
8.47 |
| 7/1/1992 |
8.25 |
| 8/3/1992 |
8.04 |
| 9/1/1992 |
7.79 |
| 10/1/1992 |
7.7 |
| 11/2/1992 |
8.25 |
| 12/1/1992 |
8.23 |
| 1/4/1993 |
7.95 |
| 2/1/1993 |
7.66 |
| 3/1/1993 |
7.3 |
| 4/1/1993 |
7.35 |
| 5/3/1993 |
7.35 |
| 6/1/1993 |
7.39 |
| 7/1/1993 |
7.04 |
| 8/2/1993 |
7.08 |
| 9/1/1993 |
6.75 |
| 10/1/1993 |
6.8 |
| 11/1/1993 |
6.86 |
| 12/1/1993 |
7.23 |
| 1/3/1994 |
7.18 |
| 2/1/1994 |
6.92 |
| 3/1/1994 |
7.38 |
| 4/1/1994 |
8.46 |
| 5/2/1994 |
8.56 |
| 6/1/1994 |
8.62 |
| 7/1/1994 |
8.71 |
| 8/1/1994 |
8.5 |
| 9/1/1994 |
8.54 |
| 10/3/1994 |
8.91 |
| 11/1/1994 |
9.1 |
| 12/1/1994 |
9.32 |
| 1/3/1995 |
9.4 |
| 2/1/1995 |
9.04 |
| 3/1/1995 |
8.64 |
| 4/3/1995 |
8.67 |
| 5/1/1995 |
8.53 |
| 6/1/1995 |
7.85 |
| 7/3/1995 |
7.88 |
| 8/1/1995 |
7.99 |
| 9/1/1995 |
7.98 |
| 10/2/1995 |
7.76 |
| 11/1/1995 |
7.64 |
| 12/1/1995 |
7.41 |
| 1/2/1996 |
7.22 |
| 2/1/1996 |
7.17 |
| 3/1/1996 |
7.62 |
| 4/1/1996 |
7.92 |
| 5/1/1996 |
8.22 |
| 6/3/1996 |
8.4 |
| 7/1/1996 |
8.29 |
| 8/1/1996 |
8.26 |
| 9/3/1996 |
8.53 |
| 10/1/1996 |
8.21 |
| 11/1/1996 |
7.81 |
| 12/2/1996 |
7.36 |
| 1/2/1997 |
7.9 |
| 2/3/1997 |
7.92 |
| 3/3/1997 |
8.01 |
| 4/1/1997 |
8.31 |
| 5/1/1997 |
8.02 |
| 6/2/1997 |
7.97 |
| 7/1/1997 |
7.85 |
| 8/1/1997 |
7.51 |
| 9/2/1997 |
7.67 |
| 10/1/1997 |
7.43 |
| 11/3/1997 |
7.36 |
| 12/1/1997 |
7.33 |
| 1/2/1998 |
7.16 |
| 2/2/1998 |
7.04 |
| 3/2/1998 |
7.15 |
| 4/1/1998 |
7.14 |
| 5/1/1998 |
7.07 |
| 6/1/1998 |
6.98 |
| 7/1/1998 |
6.98 |
| 8/1/1998 |
6.98 |
| 9/1/1998 |
6.77 |
| 10/1/1998 |
6.33 |
| 11/1/1998 |
6.71 |
| 12/1/1998 |
6.65 |
| 1/4/1999 |
6.73 |
| 2/1/1999 |
6.67 |
| 3/1/1999 |
7.15 |
| 4/2/1999 |
6.99 |
| 5/3/1999 |
7.07 |
| 6/1/1999 |
7.44 |
| 7/1/1999 |
7.65 |
| 8/2/1999 |
8 |
| 9/1/1999 |
8.11 |
| 10/1/1999 |
7.88 |
| 11/1/1999 |
7.89 |
| 12/1/1999 |
8.06 |
| 1/3/2000 |
8.22 |
| 2/1/2000 |
8.49 |
| 3/1/2000 |
8.34 |
| 4/3/2000 |
8.37 |
| 5/1/2000 |
8.5 |
| 6/1/2000 |
8.62 |
| 7/5/2000 |
8.18 |
| 8/1/2000 |
8.26 |
| 9/1/2000 |
8.08 |
| 10/2/2000 |
7.97 |
| 11/1/2000 |
7.91 |
| 12/1/2000 |
7.67 |
| 1/2/2001 |
7.28 |
| 2/1/2001 |
7.21 |
| 3/1/2001 |
7.02 |
| 4/2/2001 |
7.03 |
| 5/1/2001 |
7.21 |
| 6/1/2001 |
7.23 |
| 7/2/2001 |
7.31 |
| 8/1/2001 |
6.99 |
| 9/4/2001 |
6.84 |
| 10/1/2001 |
6.56 |
| 11/1/2001 |
6.18 |
| 12/1/2001 |
6.71 |
| 1/2/2002 |
7.06 |
| 2/1/2002 |
6.85 |
| 3/1/2002 |
6.68 |
| 4/1/2002 |
7.07 |
| 5/1/2002 |
6.7 |
| 6/1/2002 |
6.66 |
| 7/1/2002 |
6.56 |
| 8/1/2002 |
6.26 |
| 9/3/2002 |
5.91 |
| 10/1/2002 |
5.77 |
| 11/1/2002 |
5.76 |
| 12/2/2002 |
6.03 |
| 1/2/2003 |
5.61 |
| 2/3/2003 |
5.65 |
| 3/3/2003 |
5.45 |
| 4/1/2003 |
5.44 |
| 5/1/2003 |
5.33 |
| 6/2/2003 |
4.87 |
| 7/1/2003 |
5.07 |
| 8/1/2003 |
6.34 |
| 9/2/2003 |
6.13 |
| 10/1/2003 |
5.46 |
| 11/3/2003 |
5.79 |
| 12/1/2003 |
5.84 |
| 1/2/2004 |
5.67 |
| 2/2/2004 |
5.57 |
| 3/1/2004 |
5.41 |
| 4/1/2004 |
5.33 |
| 5/3/2004 |
6 |
Mortgage Rates
History of Interest Rates - Interest Rates fluctuate every day and sometime may have dramatic swings in the short term depending on a variety of factors. Use the list above to see what they have done in the past.
Current Mortgage Interest Rates - Mortgage rates change on a daily basis. You may check Today's Mortgage Rates or call 800-930-9201 for a more definitive rate based on your situation. You may also learn who has the best current rates.
Canada Interest Rates
In General, mortgage interest rates depend upon the economic climate and also on the type of mortgage that is involved.
You may call 800-930-9201 or send an e-mail to get additional advice about what are the best rates right now, when you should refinance, what to keep in mind when getting your first mortgage or if you have any other questions.
We are also your best online source for information on home equity loans.
